Frequently Asked Questions.

1. What’s the first step in the home buying process?

The first step is getting pre-approved for a mortgage. This gives you a clear idea of your budget and shows sellers you're a serious buyer.

2. How much do I need for a down payment in Ontario?

The minimum down payment is 5% for homes under $500,000. For properties above that, the amount increases. I’ll help connect you with trusted mortgage professionals to get you started.

3. Do I have to pay commission as a buyer?

No—buyer agent commissions are typically paid by the seller. My services come at no cost to you as a buyer.

4. What is land transfer tax?

This is a government tax paid when you buy a property. In Toronto, you’ll pay both a provincial and a municipal tax. First-time buyers may qualify for a rebate.

5. What’s included in your real estate services?

Every listing includes professional photography, video tours, digital marketing, staging advice, and more—designed to get your home maximum exposure and the highest return.

6. How do I prepare my home for sale?

I’ll provide a step-by-step checklist, but in short: declutter, depersonalize, make small repairs, and stage the home for showings.

7. What are the costs involved in selling a home?

Typically, sellers pay the real estate commissions, legal fees, and any potential mortgage penalties or closing costs. I’ll walk you through it all upfront.

8. What is pre-construction investing?

Pre-construction means buying a condo or home before it’s built. You typically pay in stages over a few years before the unit is complete, giving you time to build equity.

9. How much do I need to invest in a pre-construction property?

Most projects require 15–20% down, spread over a period of 12 to 24 months. I’ll help you find the right project that fits your goals and timeline.

10. Can I sell my pre-construction unit before it’s built?

Yes, through a process called an assignment sale. I’ll help you navigate builder rules, market timing, and paperwork if you choose this route.

11. What areas do you serve?

I work across the Greater Toronto Area, including Toronto, Mississauga, Brampton, Vaughan, and surrounding regions.

12. How do I get started?

It starts with a conversation. Whether you're buying, selling, or investing, book a free consultation and let’s talk strategy.